DifseekTwo China choices, compared.

Comparison

Alipay or WeChat Pay

Set up one and test it. The second app can wait until the first one has already paid for a real purchase.

Set up Alipay if

  • Nobody in China needs to message you.
  • You want the app that visitor guides usually mean by the foreign-card flow.
  • You want a wallet that is only a wallet.

Set up WeChat Pay if

  • A host, a hotel, or a colleague will reach you in WeChat anyway.
  • You would rather learn one app that also carries the messages.
  • You already have WeChat and only need to turn on pay.

What this comparison refuses to do

It does not name a fee. The apps and the card issuers change the percentage and the cap. A comparison that quotes a fee from last spring is how people underfund a trip. Read your own binding screen.

Some small scanners take one code and stumble on the other. That is why a little cash stays in the bag. It is not a reason to delay the first app until both are perfect.

Questions

Should I set up both the week before?

If you have an hour, yes. If you have twenty minutes, one tested app beats two half-finished ones.